During the escrow/title process, you are finalizing loan documents, reviewing title documents (HOA disclosures if applicable, title reports, etc), obtaining homeowner's insurance, and preparing to wire your funds to title. 

We use Hiscox for our insurance with our business, not sure if it works for property but its worth a try. 

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

I can pay utilities, insurance, and other holding fees but I won't have enough to pay other cost like listed above.

I actually like them because the homeowners' association (HOA) usually covers most of the insurance, and there is very little maintenance required.

Claims" are an insurance matter.

It might have been bound but many insurance companies have put those new policies on hold if the purchase has not happened due to the disaster and letting the mortgagee(lender) know that the policy is on hold.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Utilize any hospitals and insurance companies that are willing to take your call.

.: Quote from @Andrew Steffens: Curious what is the purchase price and taxes/insurance/HOA?