I converted my STR to a LTR because the climate here in the Springs (and CO in general) is so hostile to short term rentals, and it's getting worse.

There are two sides to that coin, yet most people only talk about the reward side. 

That’s the equivalent of your financial advisor charging you a management fee, investing all you capital into crypto or penny stocks, and when your portfolio goes to 0 they say to you “well you should have known the risks.”

Weekly rent averages about $ 175 per week and I provide internet, utilities and a coin-op laundry. 

We did use a high-grade vinyl plank flooring over the concrete floor down there, just in case, but years later we can say there have been no more water issues.We also plumbed in and installed a laundry room, purchasing twin pairs of coin-op Speed Queens.All of those renovations allowed us to go up-market a bit, from the prior $160/week to $180/week within the first few weeks on the incremental rehabbed units.

Two sides to that coin.

The AAPL issuance was a good start but BP can do better and has a better platform for this I was first introduced to HML term in the mid 70s and not sure how many decade before the term was coined.. but its been that way to me for 50 plus years :)

It can generate better returns, or at least more predictable returns than other asset classes like stocks, bonds, crypto, and other alternatives. 

One thing I did was create templates for different types of investments, stocks, crypto, so I can quickly update them without creating new docs from scratch each time.If you're open to trying something new, I’ve also used Excel, especially with its built-in templates for tracking finances.

@Sharma Parth It doesn’t sound like the scope of work you described would require a CO. In