If I were tell you that 9/11 was an inside job for all the crap that happened, you'd probably think it was a joke too.

I have found that it is quite simple to self-manage a portfolio of 30-40 short-term/interest-only loans using a combination of QuickBooks and an XL workbook (1 worksheet "tab" for each loan). 

Can I charge them fees & rent for storage of their crap? 

We financed this deal with a combination of Partner Driven capital and Seth Choate’s expertise.

The combination of all the above puts me shoulders above majority of the investors.

For example, I mention that every adult must pay a $30 application fee, pass my credit/criminal background, make a combined income of 3x the rent, and whether or not the property accepts pets.

This is the “over night” success that’s taken 20 years.2 - Superior uncommon knowledge, combined with experience and capital and a willingness to take a risk (speculate).  

Is any bank offering a HELOC based on the combined equity?

You can get a $1.2M stop-loss policy that kicks in after $300K combined losses on all 5 units.  

I bought my first two rental houses with a combination of using a HELOC on my primary and using my retirement $.