You can refinance a new build into a DSCR loan as long as you have the certificate of occupancy and if there are comparable properties to support the ARV value. 

Certain Certifications? 

We passed final inspections and have our Certificate of Occupancy.

A certificate of Good Standing with the State of Ohio - LLCs Only  - It costs $5.

The previous investor held the certificate since 2020.

In one of the cases the owners died, so we are having to find all heirs and gathering death certificates to show that the heirs are the people that can sign on the property.   

The first investor purchased back 2020 she transferred the lien certificate to me.

I don’t think you will find any company to provide a certification for legal reasons.

However, this exemption often depends on specific criteria being met like building permits, zoning compliance, and certificate of occupancy for the newly created units and you would get this from the LADBS.

I have had this goal of buying my first duplex and have talked to real estate investors, realtors, lenders, appraisers and have been encouraged so much to where I am anxious to dive into this.Now that I am 18 I have absolutely no debt, a credit score of 727, I have 28k sitting in a certificate of deposit, a couple years of working consistently under my belt, I’ve also been investing in my Roth IRA, I feel very blessed to be in this situation.I am still in high school, I know it wouldn’t be smart to buy a house right now but something in me is so anxious to buy this house I know I have to have patience but I don’t know if I should start the process of getting pre approved, finding a good investor friendly realtor, lender, preparing my documents or if I should just wait.When analyzing deals in my market I have crystal clear real estate deal criteria my strategy is house hacking a duplex, price range of 500,000-600,00 in Salt lake, Utah!