The fed's cut will be too late and they will be playing catch up, as defaults and Job Layoffs continue to mount. 

Job Opportunities: The state's robust economy and business-friendly environment attract investors, but are other states catching up?

But if that's what it takes to sleep at night, it might be worth it.The one catch to that is that real estate is not your only option of investing.

Overall, I've lost confidence that he is doing a good job and wonder what else he has missed if I was able to catch the mistakes. 

@Chris L.Thumbs up for catching your accountant's error! 

I had been starting to catch onto the way he was manipulating me at this point and I do think he noticed me noticing which was scary in of itself to be examined in such a way, like sitting across the table from a predator whos meal he had paid for with my money I was forking over to him for all these months.

The only way to learn that lighting is hot is to see it catch a tree on fire.

It prevents the seller from trying to sell to a different buyer and the title company will catch it. 

The only catch is you have to bank with them which is fine with me as when we got our first loan with them it was time to ditch WF anyway.

It's deterrence vs catching the criminal.