Of course you need to market to your past guests, we do it ourselves as all our apartments are in the CBD so people return for birthdays, Anniversaries, shows etc.

If I were to take it out on my 25th birthday and take the taxes and penalty (48% of my actual amount), I would need to earn a ~7.5% annual return over the next 35 years to break-even on my 401k that would earn an average of 7% over the same time frame. 

Irvington, some parts of College Ave and Meridian St (drive another a mile or so and it might be Class C)Class C: East side and west side of Indy with affordable home prices (Christian Park, Grace Tuxedo Park, Tuxedo Park, Little Flower, Emerson Heights).

Currently meeting in Flower Mound about 2x/year.

Congrats and Happy Birthday! 

My birthday is in September so I look forward to seeing the final results as a birthday treat.

With my 50th birthday approaching I've decided to take it to the next level and hit it hard even in these weird economic times. 

Inexpensive land scaping is a good place to start - simply mulch the flower beds for example.

Problem is I don't have the tenants SSN or birthday.

To make extra money he goes to children's birthday parties as Papa Smurf.