Subject To isn't by it's nature fraudulent, it's just the hammer the attorney will use to try to win his case.

Functionally, it operates as a 2-story home since the downstairs area has multiple windows in each room and plenty of natural light.

Naturally, he made a cool $1k!

While this is a cool area with natural springs that does draw in people, most people are local to FL and there is a lot of camping. 

House hacking a 4 plex is a good plan, and you may even consider getting normal financing with 20% down - just have a little more patience to save more to have adequate reserves.

The security deposits from the tenant may be held in a trust account outside of the State of North Carolina only if the landlord provides the tenant with an adequate bond in the amount of said deposits.

Be active, transparent, and provide helpful insights and leads will naturally find their way to you.I couldn't agree more.

Then tell us the nature of your remaining questions and concerns as to each remaining aspect, so people can have intelligent, focused, SHORT, conversations with you on each issue you present. 

This influx of workers will naturally drive demand for housing, retail, and other services in the surrounding areas, especially in smaller towns and cities that haven't seen major growth in decades.

Basing insurance price on past losses does not adequately compensate for the future risk which is higher.