Readers should seek professional advice. 

I think the best suggestion in this thread is actually from @Josh Young where @Shiloh Lundahl should seek debt partners.

Hey BiggerPockets community! I'm new here and about to dive into my first real estate investment. I'm looking at purchasing a small multi-family rental property in the Allentown or Philadelphia area, and I plan to use...

I was talking to my brother on the phone and would like to get others educated opinions on the matter. I live in Sacramento, and have noticed that people are offering either equal or above asking price even for homes ...

The person I would seek advice from is a CPA about this. 

But Im also actively buying rentals myself, because I think its the easiest path to wealth.

Here’s a breakdown of some top areas:Cash Flow-Friendly NeighborhoodsWest Charlotte: Known for affordability and strong rental yields, West Charlotte offers opportunities in single-family and small multi-family properties.Gastonia: Just outside of Charlotte, Gastonia is a great spot for investors seeking cash flow.

If no other debts to pay off, I'd seek diversity in liquid debt mutual funds like BDCs. 

As a six figure earner, I am seeking advice and insights from experienced real estate investors on strategies and best practices that were valuable when starting out!

I’m new to real estate investing and looking for input. My goal is to diversify with an investment that generates steady cash flow, even if it requires a larger upfront investment and lower overall returns.
 
I’m base...