Be sure your lender is comfortable with this, as many fear giving folks primary loans for properties they view as having a high probability of being turned into a purely investment.

It did not start this way, in 2017 through 2020(right before Covid) I worked 12 hour days, minimum, but I had the support I needed and knew to balance certain things. 2020-2021 I worked more, I would say. 2022 systems were put in place; this is where most wealthy will fail to become ultra wealthy and you'll  see the horrible climb & never  the view.

Or maybe it's on a ridge with a view.

The picture they have on Zillow vs one of the several I have with the same view:

I didn't know that I could view stats on FF in my city, I'll for sure have to check that out. 

- Do you want an ocean view, or is proximity to the water or to resort amenities like fine dining or shops most important?

Obviously it's good from a nature preservation point of view but it's a very different from an investment point of view. 

I have been thinking small office or retail (which I have experience in); larger multi family (10-20 unit), RV Storage, and have even thought about beach front hotel, or at least ocean view hotel.

The unobstructed water views for both front STR units can be challenging to determine additional value compared to other 3-unit properties without views.

If you conclude the leverage is so good that everyone comes out ahead that's fine but if you are only able to originate hard money debt that may be viewed as a red flag by investors who will question your experience and borrowing strength.