Rates will come down faster than MBA/NAR are currently forecasting. 10Y treasuries are comming down, but also the risk-premium spread to 30Y fixed will normalize as the perceived risk of a housing market crash is shrinking.

Our commercial loan is based on the 5 year continuous maturity treasury note plus a spread of 2.25%.  

True, the banks DO have trillions of dollars lying around but they aren't lending it because they can make risk free money by buying treasuries from the Fed at lower interest rates.

Even US treasuries and savings accounts offer no guarantees.As for FNRP, specifically.  

@Jennifer LexonEducate yourself while your money makes 5% with Treasuries.

It's just not sustainable.If your goal is strictly cash flow, which is completely amiss the underlying purposes of investing then go buy a treasury bill.

The money needs to be kept in a 1031 account until you find a replacement property.Holding money in a treasury direct account is good for short-term.

The 10-year US Treasury yield retreated on Tuesday, accelerating recent downward momentum. 

US 10 year Treasury yields tumbled (by nearly 10 basis points today and counting..) with the latest inflation metrics showing a dip last month indicating the Federal Reserve could start to lower interest rates this year with a now 80% chance of a September rate cut. 

For mortgage originators, real estate professionals and investors, the 4.65%-4.45% drop in the 2-Year Treasury should result in banks lowering Jumbo & Super Jumbo Mortgage interest rates next week Conforming and Government loan products are also seeing improved pricing.