Theyre great products for self employed borrowers who will not qualify for traditional loans, but there's a premium for that convenience.

Jimmy,You need to show (2) years of 1099 SE income in order to use FHA, or traditional financing to get approved for a mortgage.

Maybe we can do seller financing for the $172K and then get a traditional mortgage after the fact with delayed financing?

If not, you could always maintain 2 separate IRA accounts, one self-directed for private lending, and then another for your traditional investing.

It was 20% down  Like I mentioned on my comment above, it is possible to still finance this property with a non-traditional lender, especially when you are putting 20% down.

US, UK, Australia and other parts of the world are more for "traditional" investing in real estate for capital gain.

You cannot have a traditional homeowners policy and a landlord policy on the same dwelling.

The challenge, as you’ve discovered, is that traditional HELOC lenders typically want the property titled in a personal name rather than an LLC.

Similarly, homes that have unusual layouts or less traditional features often benefit from full staging, as it helps buyers envision how the space can work for them.That said, even in more budget-conscious markets, full-service staging can still provide a significant return on investment, especially if the home has been on the market for a while or if it's empty and lacks warmth.

Thank You for the input, it's confirmed there is not a straight forward traditional mortgage option.I'm looking for a property in the 100k range.