Dallas-Fort Worth offers growth and opportunity, but smaller markets like Sioux Falls or Des Moines provide stability.

Why would they offer you 5% for 20 years?

Quote from @Melanie Baldridge: Why I like investing in real estate more than 401(k)s.Both offer tax deferrals, but here's the difference:If you're making pre-tax contributions to your 401(k), then withdrawals = ordinary income tax.With real estate gains, you're paying capital gains tax (which is typically lower).Plus, RE investors get:1.

If you need a new job once you move, you will need an offer letter prior to closing on your new home (and you will need 6 months reserves in order to be able to use the offer letter as income). 

Suggesting to them buying their house for a wholesale range offer or lower dependent on the extent of the rehab, then having a contract in place that gives them a percentage of the profit to help get them back on their feet, paying off debts etc.

Forming an LLC for your rental property can offer liability protection, but no real tax benefit.

I came across The Investors edge that offers 100% financing as long as the all in cost is 74% or less of the ARV.

The Midwest, including cities like Detroit, offers some of the best opportunities for affordable properties with strong rent-to-price ratios.

In the program, it appears that you offer a Pre-Loan Application-- perhaps this is how the program is legal?

Nice…You can’t offer less for a property full of fire rubble (lead and asbestos?)