It’s time to look into home owners/rental insurance.

LTRs with long term conventional financing and standard management aren't really cash flowing anywhere right now. sure, there are lower cost markets that look better on paper, but there are costs associated with those supposedly cheap markets as well - deferred maintenance, more challenging tenant base, higher cost turnovers as a percentage of the rent.2. i wouldn't pick a random market thousands of miles away based solely on statistics or numbers. 

Wind is one of the subtle items that Insurance companies are starting to exclude. 

I started off with the standard turbo tax for 1099s and it felt limited.

On insurance side of things, there is a lot of variables.

Which essentially puts some standards in place and a good guideline for handling all things in the company. ie. company mission, telephone standards, tenant screening process, etc. 

I have recently switched my insurance from home owners to landlord policy.

More than standard among design professionals- Architects and Engineers. 

Like Dan, we have a standardized paint (white clay by Behr in eggshell, but SW will mix it NP) Thank you for the suggestions Marcus.

Quote from @Paul Zofsak: Russell, what's the advantage of filing on my insurance if the HOA is liable?