Magistrates tend to have long memories and also tend to hold grudges against local incompetent landlords.So if he wakes up and talks to someone with any brains and experience, this won't go to court, but he'll start looking for another excuse to get rid of you, something much easier to argue in court.

If that is still not enough you may need to figure out a way to get rid of the car payment.

If you look at it that way you will see why the book is right by not having a checking and using the HELOC for the daily balance leverage buy down however idiotic by telling folks to get rid of their savings.

I was thinking of getting rid of it and investing that money into another property.

You might also want to look at the benefit of doing a Cash out refinance and getting rid of that LOC.

You should be able to get rid of that sign up fee of 3k and have only the monthly charge.

If you have multiple get rid of them.  

Ended up hating it and lost my butt getting rid of that thing. 

That path is getting rid of your bad debt.

Can you suggest to be the best way to get rid of this property.