These units are perfect for owner occupants, and they are perfect for related living as you have described.

We only knew of 2 adults 2 kids and unit occupancy is only 4 per the city.

Occupancy fraud is not something lenders are too fond of, even if you went about things in an understandable way.

That’s why you get a discounted interest rate and a lower downpayment, because owne occupant properties are low risk. 

I can't find any law about tenant-responsible repair costs during occupancy, only situations on withholding from the security deposit after move-out.

My property is fully renovated, furnished and ready for immediate occupancy, making it an ideal solution for families or individuals in need of temporary housing during their recovery process.I would greatly appreciate any insights, recommendations, or specific contacts that could help me effectively position this property in the disaster recovery housing market.I have one last question's lot of Insurance company stop writing policy in long island NY.

I think we have enough software in the STR world lolWhat if we made a guide to increase occupancy rates that centers around marketing, guest experience, and ways to stand out in saturated markets that isn't simply "buy more amenities"?  

Consider a quarterly bonus based on occupancy rates, maintenance cost savings, and overall revenue growth.

Most banks only deal with SF owner-occupants. 

100% occupancy for a LTR is normal.