Heck, if you’ve lived in your new home 2 years turn it in to a rental and buy a new primwry with all your new cash.

Quote from @Jinming He: Hi everyone,I am from the bay area and I am trying to figure out how to invest in mid west for cash flow, since bay area is way too expensive.

I’m in Ohio, so I can purchase a property with $40k cash out, invest $10k in repairs, and rent for a couple hundred above the monthly operating costs.

DSCR loans of course are based on cash flow for approval, and I've yet to see a deal cash flow at 85% terms.

Quote from @Zeliang Zheng: Hi, I am looking to do cash out refi for one of my properties.

Hiring out would decimate my cash flow on a long term rental and I don’t have the time to run a hospitality business.

@Nate WilliamsWith one income, two kids, and limited cash flow, minimizing risk is key.

The truth is, the money is still owed, nothing was saved or earned, and you are just throwing money away on interest.Here's a guide that describes what good cash flow looks like and how to analyze a property.https://www.biggerpockets.com/blog/rental-property-cash-flow...

Underwriting guidelines are typically 20% down (minimum) and showing cash reserves of 6 months for all your properties.  

Cash out refinance take 20-30 days max.