If you feel bad and want to save people money, start with a free pre-screening.

Inspection reports and appraisals are helpful but aren't a cure-all.

As a Pro Member you have free access to RentRedi as a property management software, which gives you the ability to screen your tenants.

A good tax professional won't just put a number on a line because you told them to; but if they're reporting something differently for a valid legal reason a good tax professional should also be able to explain to you exactly why. 

From a tax perspective, the LLC will be a pass-through entity (if a single-member LLC, it remains disregarded for tax purposes), meaning you can still report income on your personal return (Schedule E).

While the program covers part of the rent, tenants must still pay their share, so verifying eviction history, and financial responsibility is crucial.Since judgments and liens no longer appear on credit reports, use a screening service that pulls these separately to catch hidden red flags.

This method is simple, free, and fast.You could also provide deposit slips, so tenants can deliver their payment directly to the bank.

Happy to report she is loving it there and very happy, much better off! 

A collections agency can report the debt to credit bureaus, but it may not yield much unless the tenant actively tries to restore their credit.

And your relying on 3rd party reporting.