Yet somehow I did not have the lady taking the packages on camera (maybe she did not and it was weird set of circumstances with packages delivered to the wrong address).   

I erroneously thought it was to try and sell me on  a package even though I did not sign up for an evaluation and did not give them all my personal information (Credit score, 401 k, savings etc).

Exception would be body soap, I order 15 packs of Greenwich Bay on Amazon because they come in 1.9 oz bars, smell nice and have a high end look in package.

Here's what I do....again it may be controversial, but there is such an enormous pool of tenants that have vouchers that I can do this and still have plenty of people...No smoking of any kind.....I don't care if you have a card that says you need "it" for medical reasons.No evictions, ever.No felonies in the last 5 years.No dangerous breed "animals" or pets  and when fully grown the pet can't weigh more than 20 lbs.They will pay for a background check through SmartMove that costs $40.00I don't care what "story" they have, I don't sign the RFTA package until they give me one full months depositI actually don't care what their credit score is because the housing authority pays most of their rent.I don't care about their oncome because the housing authority pays most if not all of their rent. 

"December 22 (RECAP) - Received final closing package with all signed documents.

The entire package is underwritten up front.

or what details can you share about how you package everything together...that would be great information for the community!

Quote from @Chris Mason: Rather than starting with one lender and going back to the tenants, another approach would be to work with a commercial mortgage broker who will put the full credit package in front of 10 or a dozen lenders, and see what they come back with.For example, for scenarios like this, I've seen lenders come back and offer a new loan that has a maturity that's coterminous with the lease.

This was basically a totally one-sided deal, even before you get to the part where they get to equitize you at their sole discretion. 

Cash flow is good there I assume because it is a crappy place and you can buy something for less than what the framing package would cost you.