That said, they have more incentive to chase big accounts and those of debtors who have significant assets to protect. 

The equities side is actually a hedge; you're really 67%-80% betting on debt.  Or

It's not profitable for a contingency collector to take on a debtor like this.

We all have much to  contribute whether it be real estate, equity, debt or any other asset classes. 

I mention this for visibility into the amount borrowed vs the individual's personal assets.Current language in contract: The Guarantors, known as John Smith, of Street Address, Coral Springs, FL 33071 agree to be liable and pay the Borrowed Amount, including principal and interest, in the event of the Debtor’s default.

syndications: very high risk, very high leverage, extremely low liquidity, almost zero control, too long investment too, and mild return compare to ETF/debt investment.There're two ways to make it work for syndication :- you invest as GP (sometimes there's this thing called co-GP fund so it's less risky in theory) ; invest as senior debt or just simply invest to the lender itself, some of these bridge lender (because of the structure) would go up in value when rate go up/down because all risk has been hedged.they make money even if the rate goes higher.

ANYONE Experiencing THIS SAME situation -We may see MORE of these moving forward in the Inflactin dirven Bidenomics Paycheck to Paycheck Economy This property is CA - Estimated ARV $525K to $550K +/- 1st lien was modified several times (TWICE) to TRY to keep the Debtors in their house.

When people use the expense ratio, is it based on a percentage of gross potential income, gross potential income + other income, net rental income (after vacancies/Concessions/Bad Debt), or net total income (after vacancies/Concessions/bad Debt + other Income)?

Are you wanting long term debt or short term debt on the refinance?

Under the Texas Uniform Commerce Code (TUCC) Section 9.102(3) a debtor is a person obligated on an account, chattel paper, or general intangible.