A horse and buggy might get me where I want to go, but I'll choose other options.That being said, just because someone is using an algorithm doesn't mean it's the right one.

This cannot get passed through until the commissioners review and choose to vote on the bill. 

Quote from @Jonathan Greene: Why did you choose Roofstock for a one-off investment property in the first place? 

You do not need to take on new debt for the $450,000 reinvestment unless you choose to do so for other financial reasons.If you have further questions or need clarification, feel free to ask!

You got the experience, now you can choose something.

So choose wisely and good luck I like the passive nature myself of boat and RV storage.

I would advise finding an investor friendly realtor when you choose a market.

If you choose to go with this strategy you could complete your exchange and immediately do a cash out refi.

They/you can't choose the carrier - their software assigns it.Fortegra is one of the carriers (paper in insurance parlance) that their product is written on.That said, Fortegra is A- rated I believe by AM Best so that isn't the issue.I'm going to take a guess and say that your umbrella is written with PersonalUmbrella.com (Markel) and they require all underlying insurance to be A-rated but also with an admitted carrier. 

If Toledo is somewhere you choose to invest and you have any other questions, please feel free to reach out!