with an interesting U-shape, but short-term money is still more expensive than long-term (https://www.ustreasuryyieldcurve.com) . 

If so, what would make u buy a piece of land vs a house?

you cannot realistically buy real estate when you have no personal funds.but what you can do is work to put a partnership together where you find a money partner and you guys do a JV  money partner you do the work.. this can happen if you find someone who takes a shine to you and wants to help U

Where did u read that?

U might want to write out their website so folks can check it out

https://drive.google.com/drive/u/0/folders/1q4nmVmKhA2nkpnB7...

Hopefully the current deal U/C closes and posting the disposition splits with $ amount per call, $ per lead and overall cost of proceeding as a cold caller.

NOPE  these are not federally or state regulated loans or lenders they owe u NOTHING.

Quote from @Chad U.: Quote from @Chris Seveney: Quote from @Jay Hinrichs: few things if these are sold to homeowners were the dodd frank rules rigidly followed when you did these.if they are sold to investors then DF doe not come into play.while credit and such matters keep in mind note buyers will want a 12 to 20% or more annual return..

Here are some additional tips:Business Bank Account: Open a dedicated business bank account to manage income and expenses separately from personal funds.D-U-N-S Number: Register your business with Dun & Bradstreet to establish a business credit profile.