In instance above if you put in 42000 and get 1200 a year - 1200 / 42000 = 2.8% Cash on cash

The investors put in $100,000 and he took out a hard money loan for his part.  

People move, people get busy, people have remorse, people get new SPOUSES, and very very rare is the X that is 100% cooperative and willing to sign anything that gets put in front of them. 

Money you put in and then when we hit 59 years or older, money that you end up withdrawing. 

Plus, with it being just myself running my own business, and after reading up on how many cash buyers other wholesalers have put in their network to buy properties, that are also sole proprietors, I'm going to assume that having a huge cash buyer list is not really efficient at this point in the game.

However I do go in slow season and I do not put in blocks. 

I put in Govt program tenants, and get paid like clockwork, 15- 20% net caps. 

This should put in writing what the fees will be.What is your maximum LTC and LTV?

Financing contingency is there if you can't get the loan at the amount you thought, interest rate is raised or your payment changed higher than you put in the loan could give you an out.

Like anything else, there is effort that you have to put in.