Learn the business, deal with the maintenance, and work out the kinks.  

I would like to work out a "worst case scenario" going forward and would appreciate any help you're willing to give.

I would use the savings because otherwise you are borrowing money at 6% so you can keep your cash in savings earning 1.75% which doesn't work out too well mathematically speaking

I now tie my identity to daily activities (learning and improvement) and the results are taking care of themselves.I am understanding and gaining control over my mind (your #1 above).I hit the gym first thing in the morning and eat a can of tuna and low sugar protein shake for breakfast...a workout and 45 grams of protein is a good way to kick off the day. 

I'm currently renting a townhome and seeking to purchase a househack when my lease expires, maybe a duplex or triplex depending on how the numbers work out. 

Even if it don’t work out perfectly you are now an experienced investor making you leaps above many other folks here on the site!  

Maybe he will work out a down payment deal of some kind or owner finance it at a reduced price point .

I’m guessing if he finds one extra deal per month and you make 20k on that transaction your positive hiring the work out is a plus 15k.. and your husband just assist or manages workers that complete your projects.

@Kevin DongThank you, I think its a pretty good deal, good location and the numbers work out. 

So I'd say a commercial loan will probably work out for you.