Reports of child abuse are down 40%.   

I'm still undecided on what to do -- whether I should refi or keep my line of credit.... 

She's had a good stable job for 15 years and her financials are ok but really only good with the child support that will be due her.

If you delead, and maintain the standard, you will be in the clear.Here's the law (emphasis added by me):460.100: Duty of Owner(s) of Residential Premises (B) Whenever any residential premises containing dangerous levels of lead in paint, plaster or other accessible structural material undergoes a change of ownership and as a result a child younger than six years old will become or will continue to be a resident therein, the new owner shall have 90 days after becoming the owner to obtain a Letter of Full Compliance or a Letter of Interim Control, except that if a child younger than six years old who is lead poisoned resides therein, the owner shall not be eligible for interim control, unless the Director grants a waiver pursuant to 105 CMR 460.100(A)(3).

What if you have a 4th child? 

Our first child was just born a few months ago, so our primary REI goal is to maximize cash flow so I can transition away from my 9-5 job to spend more time with my wife and son (my wife works remotely from home).

Can you switch your mind from this being a business deal to this person is taking food out of your child’s mouth?  

Nathan as for the new ADU rules Portland is the poster child for this as well as most of Oregon..

That means; you never give one penny of your money to some garbage bag who tells you he (never happened with a she) will make you a profit WITH YOUR MONEY.Now, that was some great advice in regards to how to invest in real estate.The first think every child should learn when they start school is how to eliminate risks.

Back story:My wife and I have had plans to buy a large farmhouse on acreage, but after finding out that we're expecting our first child, we've decided to stay put in our starter home with $100k equity right next door to an elementary school that we were planning on renting out and cash flowing $400/mo.