@Sanil Subhash Chandra Bose - I would investigate American Heritage Credit Union.

Cash, we used a private money investor.

You might convince someone to give you a private money loan from the business side of it.

His Small Apartment bootcamp and Raising Private Money course are good but pricey. 

Are you only doing private money are you doing asset based/traditional as well? 

New Garage door on detached 2 car garage.My mortgage company is Citizens Bank and from looking at their rules for PMI cancelation(per google AI) they are:"Citizens Bank will automatically cancel private mortgage insurance (PMI) when your loan-to-value (LTV) ratio reaches 78%.

We excel under current market conditions – the same ones that have many people panicking, as several of the major players in the real estate fund space are reporting losses, forced sales, foreclosures, and SEC investigations.

Or do they charge massive fees that private equity sponsors charge for their LP investors for buying businesses (2% management / 20% profit)? 

It’s common to hit some hurdles with traditional lenders, especially when LTV requirements are strict or when cash flow doesn’t align with standard underwriting practices.If you're looking to refinance quickly and pull out cash, private lenders might be more flexible with both LTV and the cash-out process.

The real estate investor has advertised on this site, and continues to advertise joint ventures and private money deals in multiple states.