When my loan was not going to close, it was one of the options that my broker and lender told me about and actually referred me to for a conversation.

I'm an investor and mortgage broker and have options for loans that go as low as $75,000 and down payments as low as 15%, which makes it easier to stay above $75,000.

I recognize that commercial real estate is struggling, with ~30% vacancy in downtown Portland and homelessness issues, but I believe this property’s tenant stability and quality make it a lower-risk option. 

I believe in putting in the work—1,000 hours of research, testing, and learning—before offering advice, and I’m excited to tap into the collective wisdom of this community to refine my approach.Here’s where my head is at: I’m considering strategies like short-term rentals (Airbnb) for higher cash flow, long-term rentals for steady income, or even creative options like house hacking or partnerships to stretch the funds further.

I can definitely tell you there's still a lot of positive cash flowing and 1% rule deals and you get amazing appreciation.

One option is to buy the home and pay them out in installments rather than taking out a bank loan right away.

I really like Lease to own option to get into deals without having to take on massive debt.

It’s definitely smart to evaluate the tax and cost implications of your funding options.

You do not need a court hearing to move forward.You can read my book to get more details, but you essentially have a couple options. 1.

Albany, Syracuse, Utica, OH, PA, etc.) for cashflow.The challenge in these markets is that demand is through the roof, and many properties either sell at the asking price or above the asking price (Suffolk's sale price average was 1.5% ABOVE the asking price).If I were in your shoes, I'd explore local and remote multi-family options before considering the mid-term rental route.All the best!