What are your thoughts on Linens (for beds and towels?).  

You're likely to get the best terms at a local or regional bank that keeps their paper and services their debt themselves.  

Good day Bigger Pockets family,Question for my seasoned investors. I left Corp America 2.5 years ago. I now have a portfolio of 11 condo's in Southeast Washington DC, and 2 tenant occupied SFH's in Charlotte. I have a...

From what I've learned house hacking multiple times, the more uncomfortable you're willing to live the better the deal will likely be on paper. 

Were marketing people who talk on the phone and move paper. 

She handed me papers to sign from the county acknowledging that I am the owner.

Such short term rental  will follow these criteria(see numbered list below), in order to take advantage of (1) qualifying to fill out schedule E, thus avoiding the Self-Employment tax should there be any profits. and (2) being able to offset your W2 income should there be a paper loss. 

If purchase price doesn't make sense in San Diego, rent there and save the money to invest in a market you know and works out on paper. 

I eventually added to my porfolio buying in cheap markets in the Midwest and after a few years I saw first hand that my properties that were initially cashflow negative had far better returns than my rentals OOS that were cashflow positive on paper from the get go. 

If we come even close to our budget at the end, we will have solid equity on paper.