Quote from @James Wise: Quote from @Bruce Woodruff:  I still find the Forums almost as fun as ever, but I'm just here to have fun and offer advice where I can actually provide any useful help....Lol....Yes, the search feature is not great, but I find that true for most forums....?

Reminds me of Pilots during covid.. when they were offered early retirement a vast majority jumped on it.. flying the line for 30 years can wear on a person. 

I’d offer to sign the form if I was allowed to cross out everything between brokerage firm and during the terms.

In regards to your offer, I am always willing to learn more from people who've been there and done that. 

I can't offer all of those big wins.

Winterizing Your Home: Tips for Draft-Proof Windows and Doors" – Offer seasonal advice."

@Jadan WilliamsCA can offer some good long term investments.

These programs offer options for less money down and in some cases DPA - Down payment assistance.As a banker for over 18+ years I am very skeptical when I hear a new name in the business only because its become tougher to lend with all of the new laws and credit/insurance requirements and regulations.  

Haven’t had a chance to research STR permits in Sac yet but writing offer for a unit today.   

A small multifamily property is a smart choice for a first investment—it offers a great balance of income potential and manageable scale for someone new to the space.Don’t worry about being ambitious; it’s clear you’ve done your homework, and you’re already ahead of the game by setting a clear goal.