Also, confirm market rents support your investment.

Have you had an appraisal done recently, or do you have comps to estimate the property's market value?

I tend to be partial to REIA events, which have chapters in most larger cities/markets.

Henry Washington from BP on the market podcast operates here.

Woah 13.85% even on an investment property is super high...I got a heloc at a 7.25% (this is variable with the market as with any HELOC) for an investment property.Talk to your local credit union.

I am convinced because listings sites pick markets they think make them more money to advertise.

Hey @Paul LaValley welcome to the forums, and phoenix and Tucson are great markets, what makes you interested in those markets specifically?

I pull pretty solid lists, I find a lot of my deals off market, just thought I could reach more if I have a few full time callers on the phones.While i'm at it, how are you guys finding good deals in today's world?

I would recommend joining local facebook groups of hosts (if they exist) for markets you are trying to get in to. 

Wishing you the best with your exam and your journey ahead.