My regular pest guy didnt do termites, few in our area do. 

It is only for the period of time that you need to acquire the regular commercial loan and pay back the HML, what are usual terms and rates for HML?

I am not in Military so my knowledge of Va is limited based off how long you have to live there, if you can refinance into regular loan later on once you have some equity etc.

I had 125% inputted for Repairs and maintenance, 75% for Vacancy and 125% for Capital Expenditures 😅 just switched them all to regular percentages and it's now showing negative $1,030 cash flow with $3,530/mo expenses.

I enjoy managing my own rentals and like being able to regularly visit my properties.

The identical rates of change suggest that, although rents drifted downward, landlords have avoided increasing the relative value of incentives packages used to attract and retain lessees.

My agent helped a lot when I was just a regular buyer but could hardly grasp the concepts or details/numbers in investing.

But when analyzing my portfolio, I have to assess each house independently to identity outperformers/laggards.

If commercial properties, you can seek loans from small local credit unions and banks that base it off of the debt service coverage ratio and regularly provide loans in the 7s.You can also seek commercial loans on residential properties as well.

This is one of the reasons it is regularly recommended.