Starting with house hacking is a smart move, especially in a higher-cost area.

Was the home in a build to rent community, meaning it was all investor owned houses?

A chimney on the property completely collapsed—taking part of the roof with it and crashing through the neighbor’s house.

There's supposedly a large medical center being planned, which will also need convenient housing.

Perhaps you have coverage for the replacement value BUT the insurance company when calculating the replacement property uses modern building materials like drywall but your original house had plaster which is much more expensive.

She stated "this is your property, so you need to fix the issue within 2 days or were shutting down the house."

The art and science of it all is that you don't lead with "I want to make an offer on your house", instead, you ask the homeowner "how can I help you?"

Section 8, nice housing!

Buy an existing house to live in and add an ADU in the back.

When it was time for inspections, they told me, I can’t do that and the area is not deemed for multi family- which is a lie because both houses on either side of mine were duplex.