And do I need anybody else on my speed dial.

Sacramento is a great market for multiple reason... rent growth rent triple the national average, plenty of appreciation coming from Bay Area migration of millennials, tech companies moving out here and tech employees from the Bay Area working remotely out here, and if the high speed rail project gets completed in the next 10-20 years and connects Sacramento to SF in less than an hour the Sacramento market will absolutely EXPLODE.Plus, beginning investors like the idea they can go and visit the property any time they want, specifically in an emergency situation.

Thanks again for your reply and if you have any further info to share I'd love to read it. use this analogy   people break the speed limit every day.. 

@Kenny Dahill I am not sure all your information it correct based on my experience and what these services advertise:Cozy: Money in 3-5 days for free service (speed depends on bank) and you can speed to 3 days if you pay $2.99 per transaction.

You'll have to factor in the costs and time to get it up to speed.

On these deals, speed is critical, have the conversation with your lender and get that pre-approval letter ASAP, so your offer can go in immediately!!!

Time, Control, Speed, Access to data, Commissions on your buys, Paying less commissions on your sells...The list goes on.

I'd be more apt to throw the $10k down on the smaller loan to speed up the paydown.

And if you're not familiar with the HUD voucher and landlord program definitely get up to speed on that.

PS one of my very short stints was attempting to sell dental equipment door to door.. you know high speed drills low speed and delivery systems and chairs and lights etc.. sit down dentistry was just starting to take off.. turned out Dentist before that had a huge problem with back aches.I worked with a start up called healthkit.. they had a delivery system way ahead of its time.. it was all numatic and was used in the military because the holder of the drills was solid aluminum block 2 X 2 X 6  with no moving parts.. unlike in those days the ones that looked like something out of a sci fi movie and would break all the time.. but of course ours was the most expensive and well .. being that and being the industry was very difficult to sell.