I had one deal fall through for 36 units.

@Tom Gimer  heck of a stretch of an argument…regulating commerce which IS specifically mentioned in the constitution as a government function doesn’t fall under any of those categories. 

There are tons of loan products out there but low fees is rare because everything is a lot more expensive nowadaysGap lending is too risky as prices are slowing/falling in many markets.

I backpacked in Nicaragua in the Fall of 2014 (it was amazing, needless to say) and I noticed that there were a lot of 'for sale' signs and banners in front of gorgeous single family houses and villas near the beach around Juan del Sur, where I was mostly staying.

Unfortunately their home was a total loss due to a tree falling, so I have agreed to rent them my STR as a long-term furnished rental while their home is being rebuilt. 

Most borrower's fall prey to bait and switch or scams because of this.

Such as in a slip and fall suit, or a broken stair tread lawsuit.

Agents fall into the bottom 90% for any number of reasons.

Maybe because I'm from Albany I'm bias but..Albany/Troy/Schenectady = UpstateKingston/New Paltz = DownstatePlattsburg = North CountryBinghamton = Southern tierSyracuse = CentralBuffalo = WesternRochester = would likely fall into central  but could be western

You're welcome to claim other things fall under that umbrella, but then we're just arguing about terminology which is not productive.