I have talked to several borrowers recently that took out 5 yr PPP DSCR loans that could easily refi and save 200+ a month if they did not have the PPP.

First, short term, I'd like to expand my portfolio of just one property into 2 by househacking by owner occupying a multi property.

Additionally, if there is anyone in or around Minnesota that has any state specific advice or contacts, I would love to get in touch to expand my network. 

Quote from @Phylicia A Fletcher: @Curt Smith Can you expand on the problems you've had with getting blocked, and how it was addressed with REI Reply? 

But, I was happy to go through the numbers with her.Fast forward two years, the business is doing well and now we're looking to expand into real estate.

Those are traits that are often internal to someone - not something you can easily coach.Often what I hear is that you should start off by owning your own home... and let that be your first investment.  

Noone here can give you any legitimate response without knowing the answers to those three questions.If you paid 1.6 million and put down 25% and now owe 1.2 million and the duplex will be worth 2 million dollars when its complete, then you can easily get a hard money lender to lend you on the property. 

With a FHA Loan I could easily afford a 300,000-350,000 property and start my REI journey.

.--- The tenants just won't cooperate:Yes, you can try to get in with a Legal Entry, but then they can easily sabotage the showing by:----- Being rude----- Keeping the house dirty (or worse)----- They can keep an aggressive dog in the house when they are not there----- They can deliberately leave an unattended minor alone in the houseYour current PMC should be taking the time to address and explain all this to you!

I’m assuming most of you are going to say BP for deal analysis calculator, but curious what you are using to easily find comps for ARVs, etc.