I use the following criteria: Applicants minimum requirements Policy:Applicant’s gross monthly income must equal approximately three times or more the monthly rent.Applicants must be employed and be able to furnish acceptable proof of the required income.Applicants must have a credit score at or above 600.Applicants must have good references concerning rental payment, housekeeping, and property maintenance from all previous Landlords.Applicants do not have a history containing evictions.Applicants do not have a history with felony convictions.

For income verification, I plan to obtain a copy of the employment contract.

Population is growing aggressively and jobs are moving here especially with major employers like Intel, Google, Amazon, Nationwide, etc.

Market Data- I like to personally look for top employers in that market & how many employees they have, look at trailing population growth and the direction it has gone, the population itself if it is an tertiary market, job growth, median area income, etc.

Hello everyone,I'm 18 years old and with  average FICO score 715, I have a 5-10 percent down payment, with only 6 months of full-time employment (annual income 52k) and 1 year of part-time work history (annual income 20k).

If this is strictly an investment property, you could do a DSCR like others have mentioned to circumvent the need to show employment history/income/DTI.

Heyy how are rents out in Shelby and major employers?

I suppose you could call the employer directly to verify?

Seems like manufacturing, tech, and healthcare are the big employers in the area and a quick search of Greenville proper seems like there are a lot of properties for rent (although I could be misjudging what "a lot" looks like).For anyone investing in the greater Greenville area, what is working?

The presence of major employers like BMW, Michelin, and Fluor Corporation has led to job growth and economic stability in the region.