If so, how would your feelings change based on the current crisis and potential threat to the economy?

As for now, I know it differs in each state but your options are limited and I am of the opinion with the current crisis a court may look at high late fees as unethical. 

For the reasons I outlined above, many people in the know actually think that US real estate is much riskier than Colombian real estate today.I like to be balanced in my opinions so I wouldn’t go that far, especially considering the Covid-19 crisis.

Even then, several businesses will be seeing over seas demand dry up.The only things we know for sure right now are that nothing like this has never happened before, our institutions (financial, business, political) were not prepared for anything on this scale, a lot of investors and consumers are carrying high levels of debt, and the short and long term implications of our crisis management efforts on the economy are not understood yet.Hopefully it works out and everything goes totally back to normal in a month as if nothing ever happened.

Hi BP community, In light of the covid-crisis and many states having a shelter-in-place order, what are your strategies to keep your rental leads coming?

Just like after the 9/11 event and the 2008-09 financial crisis, people are going to have immediate negative economic impacts and safety concerns. 

I think we are definitely facing an affordability crisis for many people.

During 2008 there was a nation wide liquidity crisis.

I want to solely blame corporate greed for these outcomes, but this is just my speculation and want to be informed on what’s really causing the housing market crisis. 

I think this policy died in the aftermath of the Financial Crisis. - The nonmember assumes only the remaining unpaid balance of the loan (no new money or refinancing);- There is no extension of the original maturity date beyond that specified in the loan agreement with the member;- The original loan was not made to the member with the underlying intent of having a nonmember immediately, or soon thereafter, assume the loan;- The terms of the assumption are consistent with the loan agreement and in compliance with the FCU Act, NCUA Rules and Regulations, and other applicable law.My guess is that they will initially say no.