This doesn't give me too much to work with, and as a student, I still have 0 income :(.

Locally my observation is that the need is more for low income young and working vs college student.

While institutional lenders would probably need a number years proof of collections before considering the income from the wrap, private lenders, such as myself would look upon the situation more favorably.  

So lets say you own a home with $100k in equity but have zero income.

My recommendation would be different if you were a high-income earner or if you wanted steady equity growth.

However, aside from that, I couldn’t find much information about them, and the only online presence seems to be the wife’s LinkedIn profile (though I’ve never met her in person and am just going off her profile picture on Zillow).After submitting the application through Zillow, we attached our income (two months of pay stubs for each of us from our current jobs), work references, credit and criminal background, rental history, and the contact info for our current landlord (who just so happens to be my fiancé’s father).

Renting part of the home after conversion provides additional income and deductions.This post does not create a CPA-Client relationship.

Due to the university there I worked with a lot of incoming families and getting what they needed for their dorms.  

I don't have any income yet as I am just graduating.

Analyze properties by looking at gross rental income, operating expenses, and the debt service coverage ratio (DSCR above 1.25 for rentals).