Some lenders do have minimum credit scores to access these loan types, but it is the exact same qualifications for income and assets as non renovation loans. 

Setup all business tools like a CRM, MLS access or RE software suites a webpage digital business cards a Facebook business account. 

Commercial lenders are not playing by the same set of rules as conventional lenders.   

If you can not find coverage with the agencies you have contacted, PM me and I will let you know the companies that we use that might do it.Because of your making payments to the owners potentially, I would look into commercial crime coverage and cyber liability. 

Quote from @Stevan Stojakovic: Given that your property isn’t a primary residence, a cash-out refinance is likely your best option to access equity.

Ultimately in looking at it, I'm not sure commercial would be that great as it doesn't have any highway frontage. 

The bill requires that cities allow up to 10% of the commercial properties (strip malls for example) to be repurposed as multi family residential.

When running numbers, especially on small multis more western markets with direct access to NYC tend to be more favorable from the numbers stand point and many of these towns offer 30 minutes or less taking commuting lines.

Instead, I'd just rely on a CMA (comparative market analysis) of renovated properties in the area from your realtor unless you have local MLS access yourself to run the report. 

Focused marketing and targeting high-demand locations will be crucial for success.Commercial Properties: The commercial sector is returning, driven by renewed interest in malls and efforts to bring employees back to office spaces.