Loopnet any deal older than 12 months, Tax GIS consistently late or 6 months past due, any property that changed hands thru probate after 12 months, Texas property tax sales land only not at auction just offlist properties, etc7.  

Property appreciation outlook not too exciting (could change), the other side of the river is a different story. 

A guy in the biz for 20 years who had a ton of bad habits will not change their ways, if they are lazy they'll be lazy for you. 

I suspect there isn't much you can do to change the landlord's behavior or convince her to rent the property to you. 

Stop getting discouraged and changing markets.

Every bank is looking for something different and it changes over time.However, we are not in a BRRRR market anymore, you'd be sailing upwind. 

I reviewed the original and adjusted tax docs and it seems the only change I can find is on the NJ 8960 -Line 5A shows a lower value by about 4K on the revised copy so there is definitely a change but that is the only place I see any difference.  

Of course markets change and the chances of a profitable flip have changed as well.

It can sometimes happen even shortly after buying a unit - life forces change sometimes.

They have more than 10 businesses in the same address. they keep changing their names.