But at some point, the music is going to stop and we're all going to scramble for chairs that aren't there.

Many leases incorporate this kind of language or at least state that the tenant bears financial responsibility for a locksmith to change a properly functioning lock.

I am going to start incorporating that in to my approach from now on.

If I want to operate in CA and in VA, I am assuming that I would need to incorporate in VA as well.

How does the security of the solution play into running an incorporated enterprise and does that even matter when trademarking?

I told the lender this on the very first day, but they dragged me through two months of hell just for their jollies, it seems.Solution: I now (after going to the town and sticking my chubby butt in a number of chairs) have a list of local banks that do these loans all day long.

Is your company incorporated? 

I also include furniture for the common areas such as a couple of basic sofas, a wall mounted television, dining table and chairs and other odds and ends.

Since this used a minimal amount of cash, I'm hoping to do these annually while also saving enough to start incorporating BRRRR's and STR's into my portfolio.

Most DSCR will need to be around 1.1-1.25x most purchase agreements will have your individual name and or assignee and assuming you have all the entity documentation required by the lender (articles of incorporation, operating agreement, bylaws, ect.) you should be able to get the loan in your entity's name.