When figuring out the split, do we take into consideration the amount of money I brought to the table from the loan?  

I'm a bodyworker (Rolf method of structural Integration), a fairly obscure method of healing the human body, but I love it and it is what brought me to Utah. 

You brought up some good points.  

I may have asked it in the wrong forum group, so I've brought it here.Should I begin wholesaling or should I continue saving?

A discount compared to what it would have brought on the open market, yes.  

If I understand you correctly this birddog brought you a willing and able buyer so you as the seller should pay for his service unless he had other arrangements with his buyer. 

There was an episode on American Greed about Remington financial.. they were in business over 20 years their target was small commercial to bigger multi or commercial.. they charged 5 to 10k DD fee's estimated they brought in over 200 million in the 22 years they operated.. by the time the FBI was done with them.. they could not establish that they had made more than 11 loans in all those years.... long prison sentences. your instincts are fine and intact.

Those lenders will want to see liquidity, CRE or RE experience and decent equity brought into the deal.

Here in areas when water and sewer are brought into a development, you have assessments of $15-20k, which can be added over 20 years or so to the tax bill.  

This contract is brought to the new buyers closing company and a back to back closing is conducted.