Food in fridge is from April this year and it basically looks like someone was half way through moving out and then something happened and so a bunch of stuff is still in house. specifically one room filled with about 10 burner phones, 3 tvs, personal clothes, mail, kids personal items and bunch of random stuff new with tags, etc etc. he also had pets which was against lease term. one of the rooms was used as a pet room completely destroying carpet and staining walls with urine etc. 

The income requirements and the dependences are illustrated below.

With lower rates (mid 5s) I am expecting prices to jump again in spring, as they have done basically every year for the last 15.

Please note the information provided below is a layman's definition designed to provide a basic understanding for the general audience.

Basically put together a list of comparable apartments that are currently available for rent.

What's the basic steps if the house isn't habitable?  

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

Hey Harrison,I have almost two months or so in this real estate wholesaling journey (which basically makes me a rookie as well) and also graduated from college back in April from computer science, but I can tell you that this industry is much more appealing due to its potential.

Basically stealing your money.  

Obviously the place is totally derelict so not much to disclose (basically check yes to everything being wrong lol) but I was just curious for the future.