I thought this calculator auto-calculated the monthly payment I see now that it didn't and I adjusted it to be around 3.7k and now it is making around $600 a month which seems more reasonable.

Just because "the seller has dropped the price $20K" doesn't mean that it's automatically a sound deal for an investor.

I didn't state it automatically drops.

Learning to adjust away from my overly conservative mindset. 

Regularly review financials, adjust pricing, and focus on guest experience.

Although the project was successful, there were minor delays that required quick adjustments.

It's worth noting that while the VA allows for a loan assumption, you'll need to qualify based on your single income (adjusted for any child support or new debts since the original purchase).

Here are a few points to get the discussion started:Adjusting Business Practices: How are you planning to adjust your practices to comply with the new rules, especially regarding off-MLS compensation negotiations?

In my experience the governmental liens don't drop off with the sale so depending on where the properties are you can have issues with city liens like mowing, cleanup, demolition, etc.IRS so far has not been an issue for me....and I have bought property with IRS liens, but it is nice to know if they do have IRS liens.So far I have not purchased anything with lender liens on them....everyone says those get wipe out, but I can't believe that is automatic. 

If out of choice, the 10 year yield should drop another 75 to 100 basis points, bringing the mortgage rates down, and if we go into recession then they will cut out of necessity bringing the 10 yr yield down 150 to 250 basis points at least, and also leading to rising unemployment and declines in property values, although HCAD will take their sweet time to adjust as always.