-I have researched new construction: $70-150/sqft depending if it's medical or office-Rental in area is $15-25/SFT,  avg is $18/SFT-I talked to my finance guy, and if my husband was to use the medical office, financing would be in a better position (this is unknown right now, we toyed with idea)2.

@David Faulkner is our resident "cap rate grouch" for this thread... lolhe's like a kid that says "i'll come to the playground with my toys, but wont play with them".

Going to dollar store and buying a bunch of girl and boy related toys may seem small, but it can make a kids holiday and create an appreciative tenant. 

It was a good way to get into a home early on (as opposed to trying to save up for a bigger down payment) - but now we are looking for ways to cut costs.I/my brother have been toying with the idea of selling our excess toys - two motorcycles - and hitting that 20% equity mark by also getting an updated appraisal (our home value has gone up by about 20K since purchase) - is there any certain way to go about this, certain lenders you would suggest to refinance with?

For at lease the past 15 years tech has produced very little of any value beyond toys like phones that do everything but.Jobs of the future of true value will be in the trades.

I enjoy traveling with my wife, and our 7 pound Toy Poodle CoCo, (at 6'7" we compliment each other very well).

Is it to buy toys?

I honestly think he was just foolish with his re fi and bought some toys he couldn't afford.

I've been toying with the idea of getting into REI but have not taken the lead yet.

we have toyed with the idea of providing home inspections up front but we have received mixed reviews by taking a poll on this subject.