Or stay a second year and sell tax free. 

Since you've stayed there and the lot is open, I see the lure, but any time I see something like this - "This is a pure emotional type of investment and I want to honor it."

Second, you’ll collect more money while doing less work Third you’ll stay legal with notices and operations.

(I was a stay at home mom when I did my last big project, and really had all the time in the world.)

It’s always a good idea to consult a tax professional or real estate bookkeeper to ensure you maximize your deductions while staying compliant.

I personally stay away from turnkey companies.

In short, you need to stay there a year as an owner-occupant and then you refinance into a conventional, rent both units and then you can use the FHA to do it again on a new one.

It's hard to stay that today. 

A lender should not be guilting you into staying with them. 

We passed, but even little things like  string lights or not having a grate over the fire pit were big concerns.Overall the numbers in Fredericksburg are staying the same compared to 2022 in my experience.