Don't get me wrong, I understand that if the property doesn't do well i lose but I also know that I can afford to lose $100 and I won't go into a corning and start crying, lol, if I go bust.

We will have a mixture of cash out refi's (BRRRR) and conventional loans (buy and hold). 

I think we will end up buying a mixture of single family and multi family properties.Like most people, we want to protect our assets and optimize the tax structure - with perhaps some anonymity thrown in.If we were in the US then we would just set up an LLC for each property.

I have been under the understanding that it is virtually useless to try to have tenants pay for water and I have a mixture of Section 8 and cash tenants, in MF as well as SFRs.

The increase wealth occurs because my portfolio yields a current income of about 11% as a mixture of notes and real properties ( a majority of which are held in syndications), and this is not needed to live on.  

I’ve thought about this a fair amount too even though I’m ahead of the curve (in my early 20s and therefore don’t really need it yet) and from what I’ve seen I haven’t found a financial advisor or wealth manager that really understands real estate.Your best bet is probably a mixture of asset protection (lawyer and insurance) and tax help (cpa).

A mixture of equity and debt?

The rehab was financed through a mixture of the HELOC $ and some house hacking on the primary.

I have mixture of long term and short term rentals in the area.

Mathematically, this approach should produce far more wealth over time, if we accept the CAGR of about 10% from historical stock investments.If you're really conservative, you can always keep a mixture of cash and stocks, and gradually increase the allocation towards stocks over time, so that you never go below that number which you are comfortable with.But, bottom line is that this allocation of small amounts of money (less than $100,000) is really inconsequential over the larger issue of achieving early financial freedom.