Say you position in great locations where the experience is highly sought and highly valued with limited offerings.

With respect to AJ, he is a good friend of mine and I highly recommend him too.

Depending on the volume you would be submitting, find a company that does not have high monthly minimums and can walk you through the process if this is your first time using.

So if your replacement cost valuation on the policy is not high enough to actually rebuild the property (oftentimes this is the situation when contractors are charging premiums because they are so busy with other losses), and unless you are personally willing to pay the shortfall to rebuild the property, the insurer will only pay you the depreciated (ACV) for your loss.

Just be aware it's highly unlikely the hourly rate will be negotiable.

Talk to a tax advisor that you trust or know someone personally that has high trust with them.  

Tenants in Brooklyn tend to stay a minimum of 4-5 years in NYC due to high costs of moving.  

A DSCR loan is going to require more down, have high fees at closing, a higher interest rate, a pre-payment penalty, and will require you to have cash reserves that you likely don't have at the moment.

The high end rental properties can be a different animal than your run of the mill $2,500 month rental both in terms of upkeep and demand.

DSCR loans go up to 80% of the purchase price and depending on the Debt Service Coverage Ratio and your credit score you can expect rates on a 30 yr loan ranging from High 6%- Mid 8%.