Quote from @Russell Brazil: The 3 states I work primarily in already require buyer agency agreements by state law. 50% of our deals are off market, so our commissions already got written into our offers as a standard operating procedure.So virtually no changes for me.  

I make solid income, but if it all goes out randomly I don’t want to be in a pickle for bills.I’m working on sorting how much I need to have in reserve savings and then how much a month is viable to put towards a property.Quote from @Chris Seveney: @Ben StanleyI would assume you get zero revenue from anyone else and be able to afford the home yourself by getting qualified at a local lenderIf you are solely relying on someone else as well without a reserve your level of risk just increased significantly  

Quote from @Chris Seveney: @Courtney NguyenQuestion - is this in an open area or a heavily wooden area where the roof gets a lot of debrisFor roof maintenance, we would do it every 3-5 years not semi annually or annually.

You can also take a podcast and take out top 5 things from that episode and use it for marketing.We last year moved everything over to microsoft which has copilot, so all our meetings are in teams which it transcribes the calls and using copilot if someone says "chris send an email to jamie by friday" it will auto create a task for me so I do not need to go in and create it.Regarding lead gen/tracking, copilot can see our CRM and who we have touched base with and who we have not to re engage or engage with them. 

Quote from @Chris Seveney: @James McGovernAs a lender common sense for us is we do not give money to a property that doesn’t have clean title or insurance on it.

Quote from @Chris Seveney: Quote from @Carlos Scarpero: Studying this whole note world and I'm curious....From a borrower perspective, what advantage do they have going with a private lender vs going through a mortgage company/broker?

@Chris Szepessy Absolutely insane what’s happened in Catskill & Hudson - quick question - Do you know if any investor meet ups in Columbia or Greene County?

Russell WI want to get rid of the radiator they are way too big taking lots of space, very old and accord places.

Originally posted by @Chris Igard:I bought won a GND program but since the home was not in the school district it was declined.  

I am in agreement with Russell.