Also putting the numbers in, the rental income should give us maybe $400 -$900 profit a month once both are rented.Our lender and realtor seem to think we are crazy because the property needs floors, walls etc etc to be completed.

Google 'framing a window' and there will be lots of photos of how the studs in the walls should look-none of them should be floating in the air.

If you have any questions, I'd be happy to share my experience or be a fly on the wall to bounce some ideas off of. 

I.e plants, small area fence, extension to your wall, piece of wood etc.

I'm not just talking matching bed spreads with a wall mural, but more like a castle bed that you can walk into with a slide, for example.

Open up wall from the kitchen into the game room.

Who was responsible for having a retaining wall to keep the earth from sliding?

-new flooring throughout-removing the wallpaper and floating the walls -fresh paint throughout (cabinets and garage included)-new appliances -installing an electric stove-new cabinet and lighting fixtures-new shower, bathtub and sink fixtures What was the outcome?

If issue hasn't been resolved then should still be a warranty issue.They may need French drains to route water away from house and better grading.Might also need to water proof the below grade wall.

Wolf of Wall Street?