Eventually when I am at final stage of green card application (I-485 Adjustment of Status), the USCIS will look at my past 3 years tax return.

I wouldn't adjust your terms, I would adjust your pitch because it's missing the mark.

., adjusting thermostats, locking/unlocking doors) without giving full control of your smart home system.

Everyone who focus on low cash flow gets buried by adjusted taxes on turnkey or a furnace breaking.

I have the option as well to adjust the interest rate up in 5 years but not down.

I will say candidly having done a significant amount of data-driven research of various financial instruments (including RE), that Cash Value life insurance more than holds its own, especially on a risk-adjusted basis. 

Additionally, any advice or recommendations on adjusting my approach to marketing or pricing would be greatly appreciated.Thank you in advance for any insights or suggestions you may have. 

I am not saying this the approach that should be used, just saying there are a few levers that can be adjusted depending on what your overall goal and financial situation is.

The roof now has an adjusted tax basis of $400,000 (due to depreciation over the years).

The new appraiser won't make any adjustments so we're calling a new appraiser to get the value of the home up so we can pull some more money out.